Wondering how to buy a home when interest rates are so high? This homebuyer got a 2.5% rate when everyone else was paying 6%.

• The economy is doing great — unless you want to make a change in your life.
• AI is upending the world’s most profitable online business: Google Search.
• Goldman Sachs’ response to criticism that it’s bleeding women leaders.
• He was an American war hero. Then he decided to smuggle arms to Israel.

It’s under pressure in China, pulled the plug on its EV project, just paid out $490 million in a settlement, and now it’s facing an antitrust lawsuit from the Department of Justice.

The DOJ says Apple has illegally maintained a monopoly in the smartphone market by “delaying, degrading, or outright blocking” rivals from competing.

Apple is to blame for Amazon and Microsoft’s phone failures, per the DOJ, which also zeroes in on Apple’s green text bubbles. The lawsuit quotes Tim Cook joking about buying your mom an iPhone and an email Steve Jobs sent more than a decade ago.

Apple has said a win for the DOJ would set a “dangerous precedent,” and that it will “vigorously defend” itself. Analysts at Wedbush predict a settlement will be reached in 12 to 18 months.

This is just the latest example of government intervention in the tech industry. The FTC sued Amazon in September, while Google’s own antitrust trial wrapped up in November.

In some ways, the DOJ suit is history repeating itself. It was a tech antitrust lawsuit more than two decades ago that helped create space for Apple’s rise.

Right now, everything’s sort of stuck. Inflation is falling, but prices are still high. Interest rates are up. The job market is cooling off, and it’s tougher to find a job than in recent years.

Why everything’s gone stagnant.

The differences are dramatic — and will likely alter the way billions of people access online information.

How AI changes the search engine.

Chief of staff Russell Horwitz admitted that “progress has been slow” and distributed a “briefing toolkit” advising bankers on how to speak to staff and clients.

See the memo for yourself here.

Also read:

• Top Goldman Sachs exec Stephanie Cohen explains why she’s leaving Wall Street for tech

Together, they broke an American embargo, and smuggled 125 military planes and more than 50,000 weapons to Palestine, for one of the most incredible military heists of all time.

Here’s what happened.

“Buy your mom an iPhone.”

• Inside Microsoft’s big bet on the cofounder of Google Deepmind.
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• Joe Rogan’s audience is huge. Like, really, really huge.
• Reddit’s co-founder was bickering with investors on the company’s big IPO day.
• Angela Chao’s BAC was nearly 3 times the legal limit when she drowned in her Tesla, police report shows.
• A billionaire energy drink mogul elbowed his way into publishing Sports Illustrated — now he’s lost it.
• Secretly working a second job? It may not be for much longer, the “Oracle of Wall Street” warns.
• Read BI’s report that inspired the new series “Quiet on Set”: Inside Dan Schneider’s “disgusting” Nickelodeon empire.

Matt Turner, deputy editor-in-chief, in New York. Jordan Parker Erb, editor, in New York. Dan DeFrancesco, deputy editor and anchor, in New York. Lisa Ryan, executive editor, in New York.

Get in touch. Email us at insidertoday@insider.com

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